Payment Policy

Last updated: 1 December 2025

Payment Policy

This Payment Policy explains the accepted payment methods, processing rules, and security measures used by Ultimate Trend Store (“we”, “us”, “our”).
By placing an order on https://utrendstore.co.uk, you agree to the terms described below.

1. Accepted Payment Methods

We accept secure online payments through the following providers:

PayPal
Apple Pay
Google Pay
Visa
MasterCard

All transactions are processed in GBP (£) or EUR (€) depending on your location.
Currency is detected automatically based on geolocation.

2. Secure Payment Processing

All payments are handled by certified and encrypted third-party payment gateways.
We do not store, process, or have access to full credit card details.

Your financial information is protected by:

SSL encryption
PCI-DSS compliant payment processors
anti-fraud monitoring tools

3. Payment Authorisation

By completing checkout, you confirm that:

you are authorised to use the selected payment method
all payment details provided are accurate
you agree to the price displayed at the time of purchase

Orders will be processed only after successful payment authorisation.

4. Currency & Charges

Prices displayed on our Website depend on your location:

GBP (£) for UK customers
EUR (€) for EU and international customers

Your bank or payment provider may apply:

conversion fees
international transaction fees
processing fees

We are not responsible for additional fees set by your payment provider.

5. Payment Issues & Failed Transactions

An order may be delayed or cancelled if:

payment is declined or incomplete
suspicious activity is detected
incorrect billing information is provided

If a payment issue occurs, we recommend contacting your bank or PayPal support.

6. Fraud Prevention

For security and fraud protection, we may:

request identity verification
cancel suspicious transactions
block accounts that engage in fraudulent activity

This helps protect customers and maintain a safe shopping environment.

7. Refunds

Refunds (when applicable) are processed to the original payment method only after we receive and inspect the returned item.
Refund processing time: 2–14 business days depending on your payment provider.

See our Refund Policy for full details.